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Loan approvals — production impact
A specialty lender deployed VoiceSense as a behavioural validation layer in their approval workflow. Result: the overall default rate reduced by 5% after adoption, with high-risk customers showing a 33% default rate versus 17% for low-risk customers.
- › Customer — specialty lender with the goal of reducing portfolio default while protecting growth
- › Approach — deploy VoiceSense as a behavioural validation layer in the approval workflow; keep the existing scorecards and adjust thresholds and manual-review rules using the risk bands
- › Results — high-risk default 33.2% vs low-risk 16.6% (2x), leading to an overall default rate reduced by 5% after adoption


